Accept payments online!
MyGate's Payment gateway enables merchants to accept payments and alternative payment options. Merchants can view and manage online payments and other transactions through MyGate's Web Console. The Web Console is used to manage all transactions that occur through the payment platform with a greater degree of control than ever before..
Payment Methods
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Website Orders
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Payment Gateway
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Bank
Credit Cards
VISA, MasterCard, Diners Club and American Express credit card payments can be accepted from anywhere in the world. They are a global form of payment which creates endless opportunities for both the merchant and the card holder. Any business which does not have a credit card facility can now easily incorporate our payment solution into their existing systems. With MyGate, all card types are processed in real-time. Bank settlement generally occurs the next day. Complete control is maintained over all transaction types such as authorisation, settlement, reversals and refunds.
Cell Pay Point
MyGate has partnered with FNB to offer Cell Pay Point as an alternative online payment option. Cell Pay Point enables merchants to accept payments on their website from registered FNB Mobile Banking users. This solution allows FNB account holders to pay from their debit card account. With millions of registered FNB account holders, this payment option can increase profit and attract new clients with upgraded functionality.
Benefits to Merchants
- Enhance your Sales - Ability to accept Payment from FNB debit cards accounts
- No Chargebacks - Reduced Merchant Risk & Liability
- Fast Payment - Payments are made daily
mimoney
mimoney is a new method of payment for use by people who want to shop online but do not have a credit card - or do not wish to use their credit- card details online. mimoney is an electronic payment voucher that is simple, easy to use, and truly secure.
MyGate has integrated its payment gateway into mimoney so that you can now also accept mimoney vouchers as a means of payment.
eBucks
MyGate is an approved eBucks payment processor. eBucks internet partners can integrate into MyGate through a simple web service allowing authorisation and settlement of eBucks tokens. All reporting is managed through the MyGate Web Console.
New to eBucks? eBucks is South Africa's leading multi-partner rewards programme where you earn and spend eBucks through various partners. You get rewarded with eBucks (eB10 are worth R1) for doing everyday things like banking and shopping.
SNAP
SNAP provides the consumer with a comprehensive payment card for all sorts of electronic transactions, including Internet Shopping, Money Transfer and Mobile Payments. For accepting merchant, SNAP is a secure and convenient way to bring cash customers to the web, grow revenues and eliminate charge-backs.
MyGate payment gateway is integrated into Snap so that you can now accept snap as a means of payment.
Partners
Find out more details about MyGate's Partners below.
Partners
Various web-development partners have been aligned with MyGate to assist in designing and implementing eCommerce-enabled websites. MyGate has partnered with eCommerce developers, who specifically design content and software that enables an easier link between eCommerce websites and MyGate.
Shopping Carts
Shopping carts enable the user to link up all the items to purchase without having to acquire it individually. MyGate employs software that links up the payment gateway with the shopping cart; allowing ease of integration between the shopping cart and payment gateway. The partnered software is downloaded and employed by MyGate after thorough testing. Joomla, for instance, is an open-source shopping cart that MyGate has written integration for.
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Developers
MyGate has partnered with the following web development companies that can assist with design and implementation of eCommerce enabled websites.
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Technical Support
In this section, online payment integration methods, user manuals, integration specifications, snippet codes and shopping cart integration codes are provided. For further technical support, there is an email, fax or telephone option. MyGate has detailed solutions for each and every payment gateway query.
My Virtual
The My Virtual integration method allows websites to seamlessly direct online credit card transactions to MyGate's payment page. Logos and details can be presented on that page so that the cardholder does not feel that they are leaving the website. The payment webpage is a secure page that has Secure Socket Layer (SSL), giving the card holder complete comfort. SSL (now known as TLS or Transport Layer Security) provides the highest level of data integrity and security for any form of communication over a network. Tampering, eavesdropping and message forgery are all prevented with SSL.
A basic overview of the My Virtual services:
- There is no cost for SSL.
- Both the logo and the details can be hosted on the payment page.
- This is a quick and easy method which ensures less programming on the payment gateway integration webpage.
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My Enterprise
My Enterprise allows a merchant to host the payment page. This solution requires that SSL is active on the website. An SSL certificate can be purchased from MyGate, and then incorporated into the certificate. The details of the transaction are passed onto the MyGate Payment Gateway from the website. This is an efficient method of ensuring that any payment page is neatly under the control of personal organisations websites and an excellent way to micromanage even the smallest of details. When combined with SSL, a secure platform emerges which can be designed to work proficiently with any payment solution.
A basic overview of the My Enterprise Services:
- With SSL Encryption, the merchant must pay for the SSL certificate
- The merchant controls each and every phase of the transaction
- The online payment integration is then fully incorporated into an existing website
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Key Information
Find out more details about MyGate's Payment Gateway products, services and offerings.
3D Secure
Internet transactions are classed as 'cardholder not present' (CNP) transactions. 3D Secure helps to identify a cardholder and confirm that it was indeed the legitimate cardholder entering the card details.
FAQS
In the section you can browse through our Frequently Asked Questions. You will be able to find answers to the basic elements of understanding what a payment gateway is and why you require the use of one.
PCI Compliancy
Learn about PCI and how it can protect and benefit your business. Find out how MyGate can assist you with eliminating the need for you to touch or store credit card detail.
Merchant Accounts
Learn about what a merchant account is and why you need one to accept online credit card transactions. Anyone who wants to accept credit cards online will require a merchant account.
Fraud Module
MyGate understands the risk of fraud and charge backs and has developed a Fraud Module that reduces credit card fraud for merchants.
Banks
MyGate has integrated into the major South African acquiring banks. MyGate will facilitate the process of obtaining a merchant account from any of these banks.
Pricing
Find out more details about MyGate's Payment Gateway pricing below.
Pricing
Payment Gateway
Service Fees - Credit Card Processing |
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| Packages | Set Up Fee | Minimum Billing | |
| (Excl. VAT) | (Excl. VAT) | ||
| MyGate Classic | R 250.00 | R 250.00 | |
| MyGate Performer | R 250.00 | R 450.00 | |
| MyGate Prestige | R 250.00 | R 750.00 | |
Transaction Rates - Credit Card Processing |
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| Packages | Authorization | Settled | Refund / Reversal |
| (Excl. VAT) | (Excl. VAT) | (Excl. VAT) | |
| MyGate Classic | R 1.80 | None | R 1.60 |
| MyGate Performer | R 1.70 | None | R 1.70 |
| MyGate Prestige | R 1.60 | None | R 1.80 |
Payment Gateway - Other Payment Methods
Service Fees - Other Payment Methods |
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| Packages | Set Up Fee | Subscription | Transaction Fee |
| (Excl. VAT) | (Excl. VAT) | (Excl. VAT) | |
| Alternate Payment Methods | R 99.00 | R 99.00 | R 1.60 |
| (Includes Cell Pay Point, SNAP, mimoney and eBucks) | |||
