Payment Methods


Accept Online Credit Card Payment!

MyGate's Payment gateway enables merchants to accept online credit card payments and array of alternative payment options. Merchants can view and manage online credit card processing and other transactions through MyGate's Web Console. The Web Console is used to manage all transactions that occur through the credit card gateway.

Payment Methods:

Credit Cards

VISA, MasterCard, Diners Club and American Express credit card payments can be accepted from anywhere in the world. They are a global form of payment which creates endless opportunities for both the merchant and the card holder. Any business which does not have a credit card facility can now easily incorporate our payment solution into their existing systems. With MyGate, all card types are processed in real-time. Bank settlement generally occurs the next day. Complete control is maintained over all transaction types such as authorisation, settlement, reversals and refunds.



SID is an instant EFT payment service in South Africa that allows your customers to make secure online payments directly into a bank account and get notified in real time.

Safe Shopping with SID

  • Internet Banking Security - Your customer's Internet Banking security remains in place.
  • No Data Storage - SID doesn't access or store any Internet Banking login details.
  • 100% Certified and Trusted - The SID payment service is certified by leading privacy and security firms.


mobicred is a simple and convenient credit facility that allows consumers to safely shop online at all retail partners that offer the mobicred payment option. Consumers do not require a credit card to purchase online.



MyGate is an approved eBucks payment processor. eBucks internet partners can integrate into MyGate through a simple web service allowing authorisation and settlement of eBucks tokens. All reporting is managed through the MyGate Web Console.

New to eBucks? eBucks is South Africa's leading multi-partner rewards programme where you earn and spend eBucks through various partners. You get rewarded with eBucks (eB10 are worth R1) for doing everyday things like banking and shopping.


Cell Pay Point

MyGate has partnered with FNB to offer Cell Pay Point as an alternative online payment option. Cell Pay Point enables merchants to accept payments on their website from registered FNB Mobile Banking users. This solution allows FNB account holders to pay from their debit card account. With millions of registered FNB account holders, this payment option can increase profit and attract new clients with upgraded functionality.

Benefits to Merchants

  • Enhance your Sales - Ability to accept Payment from FNB debit cards accounts
  • No Chargebacks - Reduced Merchant Risk & Liability
  • Fast Payment - Payments are made daily